The relationship between sustainability and financing has long been at the heart of how SFgo supports companies. The challenge increasingly lies in understanding risks, anticipating them, and integrating them into decision-making.
In a context where risk directly influences financing conditions, a lack of knowledge or the absence of structured information can translate into additional costs for companies. The lower a company’s ability to identify, assess and demonstrate how it manages ESG risks, the greater the perceived risk tends to be from the perspective of lenders — and, consequently, the greater the impact on access to finance and its conditions.
Joana Carvalho’s contribution reinforces a conviction shared by SFgo: the question is not whether sustainability is a cost or an opportunity — it is the cost of uncertainty. Companies that are unable to explain to banks how they are preparing for the future may ultimately face higher spreads and more restricted access to credit.
